I'm considering consolidating my 2 remaining student loans. Other than the obvious benefit of convenience of only paying 1 bill and not 2 that come in identical envelopes, with the same account number, that have nearly the same amount owed, therefore looking so much alike that you can't tell which is which, what other benefit is there to consolidating? (Assuming the interest rate remains the same.) And what benefit is there to using a federal consolidator versus a private company?
I keep looking at this stuff and I really can't see a benefit other than convenience and maybe having such a long term loan paid off on my credit report and starting something new.
Any experiences? Thoughts? Suggestions?
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